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Rates
  Consumer Loan Rates

South Shore Savings Bank's competitive auto and car loan rates, including loan rates for both new and used autos, can help save you money on your next purchase.

You can also view our personal loan rates on this page. Whether you are seeking to get away for a vacation or buy that new flat screen TV, we can help.


Effective Date: 1/30/2012

New Auto and Car Loan Rates*

TermAPRMonthly Payments per $1000 borrowed
1 year with auto deduct from SSSB checking account3.99%$85.14
1 year without auto deduct from SSSB checking account4.50%$85.37
2 years with auto deduct3.99%$43.41
2 years without auto deduct from SSSB checking account4.50%$43.64
3 years with auto deduct from SSSB checking account3.99%$29.51
3 years without auto deduct from SSSB checking account4.50%$29.74
4 years with auto deduct from SSSB checking account3.99%$22.57
4 years without auto deduct from SSSB checking account4.50%$22.80
5 years with auto deduct from SSSB checking account3.99%$18.41
5 years without auto deduct from SSSB checking account4.50%$18.64
6 years with auto deduct from SSSB checking account5.48%$16.32
6 years without auto deduct from SSSB checking account5.99%$16.56

*Annual Percentage Rate (APR) is subject to change. Loan amount based on 10% down payment. Other restrictions may apply. Subject to credit approval.


Effective Date: 1/30/2012

Used Auto and Car Loan Rates*

TermAPRMonthly Payments per $1000 borrowed
1 year with auto deduct from SSSB checking account3.99%$85.14
1 year without auto deduct from SSSB checking account4.50%$85.37
2 years with auto deduct from SSSB checking account3.99%$43.41
2 years without auto deduct from SSSB checking account4.50%$43.64
3 years with auto deduct from SSSB checking account3.99%$29.51
3 years without auto deduct from SSSB checking account4.50%$29.74
4 years with auto deduct from SSSB checking account3.99%$22.57
4 years without auto deduct from SSSB checking account4.50%$22.80
5 years with auto deduct from SSSB checking account3.99%$18.41
5 years without auto deduct from SSSB checking account4.50%$18.64
6 years with auto deduct from SSSB checking account5.98%$16.56
6 years without auto deduct from SSSB checking account6.49%$16.80

*Annual Percentage Rate (APR) is subject to change. Rates based on financing no more than 90% retail value, not to exceed purchase price. Loan amount based on The Automobile Red Book. Other restrictions may apply. Includes Models 2005-2011. Subject to credit approval.


Effective Date: 1/30/2012

Personal Loan Rates

TermAPRMonthly Payments per $1000 borrowed
12 - 24 months (with auto deduct payments)9.75%$46.02 to $87.78
12 - 24 months (without auto deduct payments)10.75%$46.48 to $88.25
25 - 36 months (with auto deduct payments)11.50%$32.98 to $45.17
25 to 36 months (without auto deduct payments)12.50%$33.45 to $45.64

Annual Percentage Rate (APR) is subject to change and requires automatic payment from a South Shore Savings Bank checking account. Other restrictions may apply. $1,000-$5,000. Subject to credit approval.

 
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Your Deposits are Insured in Full
All deposits at South Shore Savings Bank are insured in full. Each depositor is insured by Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits above the FDIC insurance amount are insured by Depositors Insurance Fund (DIF).

"NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.