Small Business Loans
Whether you’re looking to expand your small business, finance the purchase of new equipment, expand your business, or take out a line of credit for short term financing, we have the products, services, and knowledge in place to provide you with a complete small business banking solution.

Equipment Financing

Equipment is critical to the success of your small business.  With our equipment financing products, you can keep your business efficient and successful. 

Apply for Small Business Equipment Financing Now!

Term Loans

Small business loan terms to five years are available for financing equipment, expanding operations or refinancing existing debt. We offer both fixed- and variable-rate programs to meet your particular needs. 

Apply for a Small Business Term Loan Now!

Small Business Administration (SBA) Loans

South Shore Savings Bank participates in several SBA loan programs to assist small- to medium-sized businesses. Because a portion of this type of loan is guaranteed by the government, it can be a creative alternative to traditional commercial financing.  Apply for a SBA Loan Now!

SBAExpress Loans

As of May 31, 2010, the Small Business Administration, or SBA, is no longer covering the 2% fee on the amount of your loan they guarantee to your lending institution. That means banks are now going to require you to pay this fee.  And with loans up to $350,000, those fees can really add up.  Fortunately for customers who receive an SBAExpress loan from South Shore Savings Bank, the fees are on us*.   Apply for a SBA Express Loan Now! 

*This offer is for SBAExpress loans. We will pay the SBA guarantee fee, up to $5,250.  Fees on other SBA loan programs may also be reduced or waived. Customer is responsible for all non-SBA loan fees associated with the loan. Subject to credit approval. Customer must have auto deduction from an SSSB checking account. New loans only. Offer may be withdrawn at any time without notice. Please call for more information. All other applicable rules and regulations may apply.

Lines of Credit

A line of credit provides your small business with a revolving loan to meet short-term financing needs.  Your business can borrow funds, repay the balance, and then borrow again as needed. A line of credit is well suited for purchasing seasonal inventory or supplementing receivables during slower periods. Your line of credit can also be linked to your Business Checking Account to serve as overdraft protection.  Apply for a Small Business Line of Credit Now!

Business Cash Reserve

Business overdraft protection provides you and your small business with a line of credit, should your account be overdrawn.  Apply for a Small Business Cash Reserve Now!

Interested in a Commercial Loan?
Find more information on Commercial Lending, Real Estate and Construction Loans.